Bruce Silverman / Sales Manager

Bruce Silverman started his career in Real Estate in the 1980’s in the home improvement business and shortly formed his own company, American Home Systems, Inc., which specialized in making homes more energy efficient. As Mr. Silverman realized that financing was the key to any successful business he moved into the retail mortgage industry as a loan officer in 1988.

In 1992 he joined the fledgling UNICOR Mortgage, Inc., the newly formed wholesale division of United Companies, one of the nation’s largest retail finance companies. As “point man” for UNICOR, Mr. Silverman was responsible for forays into new markets and initiated operations in 23 States. He quickly rose through the ranks and became the company’s first Regional Vice-President, having responsibility for a fifteen State territory. Mr. Silverman was instrumental in helping to build the company from a start-up, to a $700 million dollar company in just three years. After moving to Florida Bruce secured a position with Yale Mortgage, the largest “Private Money” lender in the Southeast. By his second year with Yale, Bruce became the top producer for the company, a position he held for the rest of his tenure and set many sales records that stand to this day.

As Sales Manager with Atlanta Private Lending, Bruce acts as liaison between the company and the investor community and handles all the sales, education, marketing and promotion of the Trust Deed investment opportunity. He also works with clients to inform, educate and process their loan applications, for all manner of loans, including Rehab and Investment Property financing.

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Fix and Flip Loans

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

New Construction Loans

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract, Itemized Construction Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Investor Purchase or Refinance

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

30 Year Rental Program

Additional docs may be required, case by case

Terms:

  • Rate: Start at 8.5%
  • Fees: Start at 3%. No rehab allowed. Available in most states
  • Term: 30 year fully amortizing fixed rate
  • Loan Amount: $50,000+

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Cash Out Refinance

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

What We Offer?

We are accepting the following scenarios:
  • Purchase and Rehab Loans
  • Rehab Only Loans
  • Refinance or Cash Out Loans
  • New Construction Loans
  • Residential Property up to 4 units
  • Commercial Bridge Loans
  • Direct Hard Money Lender

* We Do Not Lend To Owner Occupants

Why use Bruce at Hard Money Atlanta?

Experience the difference
  • We offer real estate investors niche lending programs.
  • Purchase Rehab loans for investors looking to "flip" property
  • Flexible loan terms from 6 months to 3 years.
  • Cash out / Refinance loans
  • Common Sense Underwriting
  • Collateral Based Lending
  • Offers are not based on credit and income