Ken Melton

Phone:    /    Fax: 770-573-3746
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Fix and Flip Loans

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

New Construction Loans

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract, Itemized Construction Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Investor Purchase or Refinance

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

30 Year Rental Program

Additional docs may be required, case by case

Terms:

  • Rate: Start at 8.5%
  • Fees: Start at 3%. No rehab allowed. Available in most states
  • Term: 30 year fully amortizing fixed rate
  • Loan Amount: $50,000+

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Cash Out Refinance

Additional docs may be required, case by case

Terms:

  • Rate: 14%
  • Fees: 4% or $2500 minimum
  • Term: Up to 12 months (Extension fees beyond original term may apply)
  • Loan Amount: $20,000 to $5,000,000

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

What We Offer?

We are accepting the following scenarios:
  • Purchase and Rehab Loans
  • Rehab Only Loans
  • Refinance or Cash Out Loans
  • New Construction Loans
  • Residential Property up to 4 units
  • Commercial Bridge Loans
  • Direct Hard Money Lender

* We Do Not Lend To Owner Occupants

Why use Ken at Hard Money Atlanta?

Experience the difference
  • We offer real estate investors niche lending programs.
  • Purchase Rehab loans for investors looking to "flip" property
  • Flexible loan terms from 6 months to 3 years.
  • Cash out / Refinance loans
  • Common Sense Underwriting
  • Collateral Based Lending
  • Offers are not based on credit and income