Bruce Silverman / Sales Manager

Bruce Silverman started his career in Real Estate in the 1980’s in the home improvement business and shortly formed his own company, American Home Systems, Inc., which specialized in making homes more energy efficient. As Mr. Silverman realized that financing was the key to any successful business he moved into the retail mortgage industry as a loan officer in 1988.

In 1992 he joined the fledgling UNICOR Mortgage, Inc., the newly formed wholesale division of United Companies, one of the nation’s largest retail finance companies. As “point man” for UNICOR, Mr. Silverman was responsible for forays into new markets and initiated operations in 23 States. He quickly rose through the ranks and became the company’s first Regional Vice-President, having responsibility for a fifteen State territory. Mr. Silverman was instrumental in helping to build the company from a start-up, to a $700 million dollar company in just three years. After moving to Florida Bruce secured a position with Yale Mortgage, the largest “Private Money” lender in the Southeast. By his second year with Yale, Bruce became the top producer for the company, a position he held for the rest of his tenure and set many sales records that stand to this day.

As Sales Manager with Atlanta Private Lending, Bruce acts as liaison between the company and the investor community and handles all the sales, education, marketing and promotion of the Trust Deed investment opportunity. He also works with clients to inform, educate and process their loan applications, for all manner of loans, including Rehab and Investment Property financing.

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Fix and Flip Rehab Lending

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 12%
  • Fees: 2-4%
  • Term: Up to 12 months
  • Loan Amount: $100,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: No minimum credit score.
  • Loan-to-Value: Up to 70% ARV.
  • Loan Type: Purchase Rehab Loans, Refinance Rehab Loans, New Build. (case by case)
  • Experience : Preferred but not required.

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 3 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Documents
  • Credit Authorization Form

New Construction Lending

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 12%
  • Fees: 2-4%
  • Term: 12 months
  • Loan Amount: $100,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: No minimum credit score
  • Loan-to-Value: Up to 70% ARV
  • Experience: Preferred but not required

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 3 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Documents
  • Credit Authorization Form

Rental Property Lendings

Additional docs may be required, case by case

Terms:

  • Rate: Vary (call for current rates)
  • Fees: 2-4%
  • Term: 3, 5, 30 year fixed options available
  • Loan Amount: $100,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property
  • Credit Score: 660 minimum credit score
  • Loan-to-Value: Up to 75% LTV
  • Loan Type: Purchase or Refinance. Cash out
  • Experience: Preferred but not required
  • DSCR down to 1.0
  • No Prepay-Penalty options available

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

Bridge Loan Lending

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 13%
  • Fees: Starting at 3%
  • Term: Up to 36 months
  • Loan Amount: $75,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property
  • Credit Score: No minimum credit score
  • Loan-to-Value: Up to 65% LTV
  • Loan Type: Purchase or Refinance. Cash out
  • Experience: Preferred but not required

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract , Lease Agreement
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

Looking for something else

Don’t see the loan option you're looking for? Ask us if we can help! Click more below to complete the scenario form.

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What We Offer?

We are accepting the following scenarios:
  • Purchase and Rehab Loans
  • Rehab Only Loans
  • Refinance or Cash Out Loans
  • New Construction Loans
  • Residential Property up to 4 units
  • Commercial Bridge Loans
  • Direct Hard Money Lender

* We Do Not Lend To Owner Occupants

Why use Bruce at Hard Money Atlanta?

Experience the difference
  • We offer real estate investors niche lending programs.
  • Purchase Rehab loans for investors looking to "flip" property
  • Flexible loan terms from 6 months to 3 years.
  • Cash out / Refinance loans
  • Common Sense Underwriting
  • Collateral Based Lending
  • Offers are not based on credit and income