Jim Noe

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Fix and Flip Rehab Lending

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 12%
  • Fees: 2-4%
  • Term: Up to 12 months
  • Loan Amount: $100,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: No minimum credit score.
  • Loan-to-Value: Up to 70% ARV.
  • Loan Type: Purchase Rehab Loans, Refinance Rehab Loans, New Build. (case by case)
  • Experience : Preferred but not required.

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 3 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Documents
  • Credit Authorization Form

New Construction Lending

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 12%
  • Fees: 2-4%
  • Term: 12 months
  • Loan Amount: $100,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: No minimum credit score
  • Loan-to-Value: Up to 70% ARV
  • Experience: Preferred but not required

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 3 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Documents
  • Credit Authorization Form

Rental Property Lendings

Additional docs may be required, case by case

Terms:

  • Rate: Vary (call for current rates)
  • Fees: 2-4%
  • Term: 3, 5, 30 year fixed options available
  • Loan Amount: $100,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property
  • Credit Score: 660 minimum credit score
  • Loan-to-Value: Up to 75% LTV
  • Loan Type: Purchase or Refinance. Cash out
  • Experience: Preferred but not required
  • DSCR down to 1.0
  • No Prepay-Penalty options available

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

Bridge Loan Lending

Additional docs may be required, case by case

Terms:

  • Rate: Starting at 13%
  • Fees: Starting at 3%
  • Term: Up to 36 months
  • Loan Amount: $75,000 minimum loan size. (1st lien position only)
  • Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property
  • Credit Score: No minimum credit score
  • Loan-to-Value: Up to 65% LTV
  • Loan Type: Purchase or Refinance. Cash out
  • Experience: Preferred but not required

We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract , Lease Agreement
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

Looking for something else

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What We Offer?

We are accepting the following scenarios:
  • Purchase and Rehab Loans
  • Rehab Only Loans
  • Refinance or Cash Out Loans
  • New Construction Loans
  • Residential Property up to 4 units
  • Commercial Bridge Loans
  • Direct Hard Money Lender

* We Do Not Lend To Owner Occupants

Why use Ken at Hard Money Atlanta?

Experience the difference
  • We offer real estate investors niche lending programs.
  • Purchase Rehab loans for investors looking to "flip" property
  • Flexible loan terms from 6 months to 3 years.
  • Cash out / Refinance loans
  • Common Sense Underwriting
  • Collateral Based Lending
  • Offers are not based on credit and income