Rental Property Lending
- Loans up to 70% LTV
- Credit should be 640+ scores (under 700 score may see LTV reductions)
- Fees Starting at 1.5%
- Rates Starting at 6.5%
- Loan term is 30 year fixed
- Loan Amount Starting at $100,000
- LTV is 80% for purchase and 75% for refinance
Other Loan Products
Fix and Flip Rehab Lending
Get Pre-ApprovedAdditional docs may be required, case by case
Terms:
- Rate: Starting at 12%
- Fees: 2-4%
- Term: Up to 12 months
- Loan Amount: $100,000 minimum loan size. (1st lien position only)
- Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property.
- Credit Score: No minimum credit score.
- Loan-to-Value: Up to 70% ARV.
- Loan Type: Purchase Rehab Loans, Refinance Rehab Loans, New Build. (case by case)
- Experience : Preferred but not required.
We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.
Documentation Required:
- Application, Executed Contract, Itemized Rehab Budget
- Last 3 Bank / Savings Statements
- Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
- All Business Entity Documents
- Credit Authorization Form
New Construction Lending
Get Pre-ApprovedAdditional docs may be required, case by case
Terms:
- Rate: Starting at 11%
- Fees: Starting at 2%
- Term: 12 months
- Loan Amount: $100,000 - 5 million (1st lien position only)
- Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property.
- Credit Score: No minimum credit score
- Loan-to-Value: Up to 70% ARV
- Experience: Preferred but not required
We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.
Documentation Required:
- Application, Executed Contract, Itemized Rehab Budget
- Last 3 Bank / Savings Statements
- Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
- All Business Entity Documents
- Credit Authorization Form
Rental Property Lending
Get Pre-ApprovedAdditional docs may be required, case by case
Terms:
- Rate: Starting at 6.5%
- Fees: Starting at 1.5%
- Term: 30 year fixed
- Loan Amount: Starting at $100,00
- Property Type: Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property
- Credit Score: 640+ scores (under 700 score may see LTV reductions)
- Loan-to-Value: Up to 70% LTV
- Loan Type: Purchase or Refinance. Cash out
- Experience: Preferred but not required
- LTV: 80% purchase / 75% refinance
- DSCR down to 1.0
- No Prepay-Penalty options available
We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.
Documentation Required:
- Application, Executed Contract
- Last 2 Bank / Savings Statements
- Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
- All Business Entity Docs
Bridge Loan Lending
Get Pre-ApprovedAdditional docs may be required, case by case
Terms:
- Rate: starting at 12%
- Fees: starting at 2.5%
- Term: 12-35 months
- Loan Amount: Starting at $50,000
- Property Type: includes Non-owner occupied Single Family Homes, Condos, Townhomes, Multifamily and Mixed-Use Property, Commercial Properties (case by case)
- Credit Score: No minimum credit score
- Loan-to-Value: Up to 70% LTV
- Loan Type: Purchase or Refinance. Cash out
- Experience: Preferred but not required
We provide atlanta private loans to Real Estate Investors for non-owner occupied properties throughout the Southeast United States.
Documentation Required:
- Application, Executed Contract , Lease Agreement
- Last 2 Bank / Savings Statements
- Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
- All Business Entity Docs
Looking for something else
What We Offer?
We are accepting the following scenarios:
- Purchase and Rehab Loans
- Rehab Only Loans
- Refinance or Cash Out Loans
- New Construction Loans
- Residential Property up to 4 units
- Commercial Bridge Loans
- Direct Private Money Agent Lender
* We Do Not Lend To Owner Occupants
Why Use Private Money Agent?
Experience the difference
- We offer real estate investors niche lending programs
- Purchase Rehab loans for investors looking to "flip" property
- Flexible loan terms from 6 months to 3 years
- Cash out / Refinance loans
- Common sense underwriting
- Collateral based lending
- Offers are not based on credit and income